Phone Number: 989-354-9547 Corunna, MI 48817 https://www.co.jackson.mi.us/269/Register-of-Deeds, Kalamazoo County Register of Deeds Phone Number: 906-774-0955 Fax Number: 517-676-7287 http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. Fax Number: 989-846-9166 P.O. In this case, if one dies, the other automatically becomes the sole owner of the property. Phone Number: 989-826-1116 Coldwater, MI 49036 Leave the notary section blank. Review your mortgage documents or contact your lender before initiating the process to change your deed. County Courthouse Building Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin are community property states. Articles Real Estate Deeds Made Easy Since 1997. Accessed April 10, 2020. "Adding someone to a deed" means transferring ownership to that person. 51 S Macomb St About the Author. https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds Phone Number: 810-667-0211 emily in paris savoir office. "Gave me the clear directions I needed and informed me that what I really want to do, claiming as joint tenants with, "I was so happy to find this article, it answered all my questions! First, you should discuss the property interests with any co-owners, then go through the process of completing and submitting either a quitclaim or warranty deed form. This article was written by Jennifer Mueller, JD. What form do I need in order to change my last name on the deed to my new married name? 300 Monroe Avenue, NW To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. Next, obtain a quitclaim form from the county recorders office where the property is located. June 14, 2022. MCL 565.201a. Email: clerk@schoolcraftcounty.us Phone Number: 231-779-9455 Michigan has a practice known as "tenancy by entireties." If you need a Bell County attorney, we would welcome the opportunity to assist you. http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds Possibly enlisting the help of an attorney, you will prepare the new deed that lists the joint owner and mentions ownership interest, and then take it to get recorded at the county recorder's office. Box 800 806 W. Houghton Avenue, Room 104 not mine. The web Browser you are currently using is unsupported, and some features of this site may not work as intended. There are exceptions, such as if the other person is not paying you any money to be added to the deed. References You will have to file a transfer of the deed to gain ownership of the property during the divorce. Tax Foundation. By signing up you are agreeing to receive emails according to our privacy policy. Roscommon, MI 48653-7664 The transfer is excluded from the gift tax if you're adding your spouse to your house title. Box 377 400 Boardman Please contact an attorney for any legal questions you may have. Thanks to all authors for creating a page that has been read 636,176 times. P.O. Public Works . 200 N. Moore Street Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. 304 E. Ludington Ave. Holding Title: Tenants vs. "Tenants". Complete the deed, filling in your name as the current owner, and your name along with the additional person's name as the people to whom you're deeding your property. https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, Mason County Register of Deeds Monroe, MI 48161 Email: rdeeds@gogebic.org Phone Number: 906-789-5100 225 W. Main Street http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds P.O. Fax Number: 616-994-4521 Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. What or who is a trustee of a trust? Hillsdale MI 49242 In order to accomplish this, you can't just pen in the name on your deed. https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds "Avoiding Probate With a Transfer-on-Death Deed." Suite 400 If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. P.O. 400 Elm Street Go back to your county recorders office to get the deed recorded so it becomes part of the official property record. http://www.masoncounty.net/departments/register-of-deeds/, Mecosta County Register of Deeds Fax Number: 906-293-5553 Phone Number: 231-724-6271 Fax Number: 734-222-6528 437 E. Division Box 718 This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. https://www.accesskent.com/Departments/RegisterofDeeds/, Keweenaw County Register of Deeds Allegan, MI 49010 113 Chestnut Street Each type of ownership carries unique characteristics, and factors such as financial ability, family relations and marital . The gift tax applies if you transfer ownership of property and receive nothing in return (or receive less than market value for the ownership interest you transferred). I want to sell it, but have back taxes. http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, Schoolcraft County Register of Deeds http://www.iosco.net/departments/register-of-deeds/, Iron County Register of Deeds Escanaba, MI 49829 Clemens, MI 48043 Phone Number: 989-831-7337 Depending on your financial situation, this issue may cause you to reconsider making the addition. Courthouse 100 W. Main Street P.O. 2 S. Main St. https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds American Academy of Estate Planning Attorneys. To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. If you are adding a spouse or a child to your house title, the transfer typically will be excluded from reassessment. Grand Rapids, MI 49503 https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds It doesn't matter whether you intended it to be a gift or not. Some states require extra steps, such . Instead, you'll create a new deed with a group of owners, perhaps you, your spouse, and your child. Phone Number: 989-224-5270 County Building Phone Number: 989-539-7131 You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. Petoskey, MI 49770 Get a copy of your current deed and select the type of new deed form you want to use. Accessed April 10, 2020. 220 W. State St. Room 102 P.O. P.O. http://www.benzieco.net/government/county_register_of_deeds/index.php, Berrien County Register of Deeds Please Note: The Register of Deeds Office does not prepare or change documents and cannot provide legal assistance. In California, you can. Phone Number: 231-832-6113 Some common exemptions include homestead exemptions or exemptions for people over the age of 65. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. Fax Number: 989-731-7519 Civil Rights, Inclusion & Opportunity Department. Email: ROD@ioscocounty.org Port Huron, MI 48060 Be prepared for them to say no, howeverin fact, this will be their answer in most cases. http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds The deed must be notarized. How do we add my name to note? In Michigan, a person must live more than 120 hours after their co-owner dies for the survivorship rights to take effect. How to transfer property titles in Michigan becomes complicated in these cases because each owner only owns a portion of the property. Reed City, MI 49677 One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? Fax Number: 231-882-0167 Jennifer Mueller is an in-house legal expert at wikiHow. Fax Number: 989-895-4296 Phone Number: 989-275-5931 L'Anse, MI 49946 200 North Main St. Suite 110 Phone Number: 989-895-4228 Fax Number: 231-237-0106 Fax Number: 906-225-8420 Real Property 313-224-5854 Phone Number: 906-884-4255 If your mortgage contains a due upon sale clause, talk to your lender about adding someone to your deed. Fax Number: 231-724-6842 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z, Alcona County Register of Deeds However, this action can have a financially devastating outcome if you dont prepare in advance. If you choose this type of ownership, then one cannot sell or dispose of the property without the consent of the other. Box 368 However, this action can have a financially devastating outcome if you don't prepare in advance. Suite 105 Strike a line through any verbiage on the deed that does not apply to your circumstances. 698 P.O. In short, no one can be passively removed from a title. Fax Number: 989-832-6842 You, as the "grantor" -- the property owner -- make out a deed conveying title to two "grantees," yourself and your partner. Suttons Bay, MI 49682-9718 Phone Number: 906-482-1311 There's no harm in asking your bank or mortgage company if you can simply add a person to your mortgage. Email: register@masoncounty.net Box 70 There are companies that will offer to provide you a copy of your deed, but you're better off dealing with the recorder's office directly. The types of transfers that are excluded vary among states. Eagle River, MI 49950 Menominee, MI 49858 You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. Phone Number: 269-673-0390 Please contact our friendly staff at your convenience. Kalkaska, MI 49646 Use a typewriter or computer printer when filling in the information on the deed to ensure it is legible. You might want your spouse to automatically be able to retain ownership of the property if you should become deceased. Fax: 231-922-2770 http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds Then, sign the completed form in the presence of a notary before submitting it to the recorders office! Phone Number: 989-832-6820 1087 Newell St. When executed and notarized, the quitclaim deed legally overrides the current deed to your home. West Olive, MI 49460 If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Make sure you select the one that best suits your needs. The current owner would also be one of the grantees, the persons receiving the grantors rights to the property. Email: rod@shiawassee.net If the value of the gift exceeds the annual exclusion limit ($16,000 for 2022) the donor will need to file a gift tax return (via Form 709) to report the transfer. Fax Number: 231-689-7271 Note that banks are often trustees. This article was written by Jennifer Mueller, JD. A Quitclaim Deed is similar to a Grant Deed in that it immediately transfers all of your interest, ownership and right in the property. https://deltacountymi.org/register-of-deeds/, Dickinson County Register of Deeds Note also that if there is an outstanding mortgage on the property, the owner must review the terms to see if there is a notification requirement. Stanton, MI 48888 Use it to try out great new products and services nationwide without paying full pricewine, food delivery, clothing and more. 870 S. Main 23 E. Pearl Street Your county recorders office will have a list of ways to claim property. You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. MSU Extension. In this case, 91% of readers who voted found the article helpful, earning it our reader-approved status. This is wonderful!". MCL 565.8. Enjoy! Phone Number: 989-743-2216 Maybe you just got married and would like your new spouse listed as part owner of your home. We do not have any blank deed forms available in our office. P.O. Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. Harrisville, MI 48740 http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, Lapeer County Register of Deeds Phone Number: 231-839-4967 Ext 203 Phone Number: 231-627-8808 Fax Number: 989 - 984-1101 http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, Oscoda County Register of Deeds Even if the person you're adding doesn't give you money for ownership in your property, the lender still may view the transfer of ownership as a sale and can demand payment in full. With a tenancy by the entirety, one spouse cannot take out a mortgage on the property or do anything else to encumber the property without the consent of the other spouse. 605 N. Birch St. Fax Number: 989-344-3223 To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. https://www.newaygocountymi.gov/departments/register-of-deeds/home/, Oakland County Register of Deeds Box 269 Phone Number: 231-745-4641 St. Johns, MI 48879-1580 Email: rod@livgov.com Email: regofdeeds@co.montcalm.mi.us Adrian, MI 49221 Cheboygan, MI 49721 Depending on your spouses financial status and earnings history, adding his name to your deed may make you ineligible for refinancing, a reverse mortgage, or certain government benefits such as Medicaid. Email: registerofdeeds@emmetcounty.org Standish, MI 48658 Suite M-3 Sandusky, MI 48471 http://www.kalcounty.com/clerk/, Kalkaska County Register of Deeds 725 Greenland Road If you want to transfer title to a friend or your child, the same principle applies. "Estate Tax." To avoid probate, you must choose an ownership relationship that includes a right of survivorship. Generally, anyone who dies during the first 120 hours after . Fax Number: 231-533-8317 You can do your title search yourself, or you can order one from the title company that issues your title insurance policy. Tenancy by the entirety is only available for married couples and is not recognized in some states. 201 W. Kalamazoo Avenue The answer to the question, "How do you add a joint owner to a property?" Centreville, MI 49032 Phone Number: 810-648-2313 211 W. Main St. Grayling, MI 49738 Phone Number: 906-225-8415 If you look at your property tax statement, it should indicate whether you're receiving any property tax exemptions. Munising, MI 48962 That applies only to married couples. With a grant deed, you are making a promise that you are the current owner of the property and that there aren't any liens, mortgages, or other claims to the property that you haven't disclosed. Box 438 His capital gain would be $900,000. Talk to a property law attorney if you're interested in creating a tenancy by the entirety. Flint, MI 48502